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Short-term personal financial goals
- Eliminate all credit card debt by March 2011
- Get emergency fund up to 6 months living expenses
- Increase Roth IRA monthly payments by $200
- Replenish travel fund ($1000)
Long-term financial goals
- Start contributing to house down payment fund on a monthly basis
- Pay off all student loan debt
- Become home owner
- Take a minimum of one international trip per year, without the use of any credit cards
Not-quite formulated goals
- Start an investment portfolio
- Increase general savings for other goals
- Purchase a car