Thursday, March 25, 2010

Money On My Mind

I finally buckeled down and completed my taxes last weekend. I expect to receive my tax refund in the next few days. I also recently completed my last FAFSA of graduate school. Time is going by way too quickly!

So what will I do with this 'expected windfall'? The majority of it will go toward my airfare for an international trip I want to take later this year, I'll talk about this trip in more detail once I make more head-way in planning it. I won't begrudge myself traveling opportunities as long as I don't incur more debt to pay for them. The remainder of my tax refund will go toward making an extra payment on my credit card balance. I'm going to try to make larger payments for the remainder of the year to see faster progress in paying the remaining balance off. It bugs me that it has been lingering around for so long.

I feel like I won't be able to fully focus on other financial goals until my credit card is completely paid off. But to be honest, I haven't been making debt repayment a high priority lately. I don't plan on taking on a side hustle until I finish my graduate program at the end of the year, but when that time comes, I'll definitely allocate all money made on my future side-hustle to debt repayment. It's time to re-focus on my money (more specificially on how I spend it and how I save it) because 2010 is zooming by and I'd like to have some goals accomplished before the year ends and that includes shedding some debt.

4 comments:

Keith Morris said...

Why do all finance bloggers refer to it as a "side hustle?" It's never "side job" or "side income." It's always a hustle. That can't be a coincidence. lol.

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E said...

Uggh, trying to save for a house totally blows, let me tell you. Budgeting in general kind of sucks :-(

Small Budget, Big Style Chick said...

@Keith Morris I don't even know where I got the term 'side hustle', I just like the sound of it better than 'part time job' : -)

@E Good luck with saving for a house! I am so not ready for that yet, but look forward to the day when I am.