Many of my financial goals still seem far away but I'm making baby steps toward my goals. I now have a little over $1,100 in my Emergency fund. I still have a ways to go to $5,000 (roughly 2 months of living expenses), but $1,500 is realistic by the end of the year.
Today, I made a $400 payment to my Discover card. I plan to have that card paid off by January 2009. Then, I can focus on the larger balance, the Visa card.
But I say, progress is still progress, even if it's small. I'd insert a really thought provoking metaphor for progress in small steps if I could think of one right now... oh well.