The only reason why I have a land line is because my cell phone gets terrible service in my apartment. It works everywhere else just fine, even on the Metro, but not so good where it would be most useful...figures. I can't get rid of the cable all together because my TV won't work in February if I do that and I refuse to buy a new one until the old one dies on me. I am a part time grad student and need the Internet to write papers and things of that nature, but I would really consider getting rid of that also if I had a PDA with good Internet service. I just don't live close enough to campus to get rid of that though. I realize, that if I'm going to start making more progress on my financial goals, I have to seriously cut my spending.
I do have a few habits that don't need changing like rarely eating out unless it's a special occasion (when I do eat out I don't purchase alcohol) and packing my lunch on a regular basis. Here are a ways I have come up with to cut my spending that I have mentioned before that I plan to implement in the near future:
- Learn how to style and trim my own hair (the trimming part is a little lofty but achievable).
- Learn how to hem my own pants and skirts.
- Don't put my clothing in the dry cleaners and wash/iron them myself.
- Stop buying coffee, tea, hot drinks and make them at home or at work.
I want a new (to me) car, but won't start saving for one until I pay off my credit cards and have more in my emergency fund...so I have to remind myself of this when I want to make a purchase that isn't a necessity.Does anyone else have any other suggestions on ways to my lower spending?