I realize that I let the whole month of January go by without setting monthly goals and that is probably part of the reason why I have been so unproductive this month. Let's see what's on my list:
~My class (only taking one at the moment) is now underway and though we have not had any assignments or exams yet they are coming soon, so I need to hit the books hard starting...now. Any Microeconomics wizards out there?...I could use some tutoring.
~I have the goal of starting to do some freelance writing to bring in extra income but have not done anything toward that goal this month.
~The non profit could use some fundraising efforts such as grant research and writing.
~Haven't been to the gym since early January...There are other things but I will stop here.
On a positive note, I am still tracking my spending daily and am holding up on maintaining the shopping moratorium. I was however forced to purchase a heavier winter coat early this month because the one I had wouldn't cut it when we got that cold snap around the first of the year in the DC area. I only paid $32 for a wool black pea coat in Macy's. Since that was a necessary purchase I won't beat myself up over it too much. My cute but relatively light coat from H&M was not cutting in in this cold weather.
I will spend the next day or so formulating (personal and financial) goals for the month of February.